Senft Payments

Senft Payments insights

Subscription revenue, engineered.

Practical thinking on the processor settings, configurations, and customer journeys that determine whether subscription revenue is recovered.

14 articles · Newest first

4 min read

Check Stripe Radar → Monitoring

Visa VAMP and Stripe Radar monitoring use thresholds that can matter well before a merchant reaches Visa’s publicly cited excessive-merchant line.

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4 min read

“AI forward,” “AI native,” and “agentic”

Plaid Signal shows why ACH return-risk rules need to reflect a business’s real return costs, customer behavior, and tolerance for payment friction.

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4 min read

Subscription payments engineering: where revenue recovery actually happens

Revenue recovery is shaped by processor settings, retry configuration, customer payment-update paths, and the measurement system around them—not by a single switch.

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5 min read

Every $1 of fraud now costs US merchants $5.13—and that’s not the expensive part

The 2026 fraud-cost multiplier is $5.13 for US merchants, but dispute fees, subscription exposure, and authorization-rate effects can create the larger revenue problem.

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5 min read

What a Stripe revenue recovery diagnostic should measure before you change anything

A practical framework for measuring failed subscription payments, later recovery, customer-action requirements, and retry decisions in Stripe before changing dunning or Smart Retries.

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4 min read

Stripe failed payment recovery: why more retries are not always the answer

How to distinguish customer action, temporary issuer declines, and hard declines in Stripe before changing retries or dunning for subscription payments.

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5 min read

Stripe Smart Retries and dunning: what to validate for subscription payments

A practical checklist for evaluating Stripe Smart Retries, custom retry schedules, failed-payment emails, payment updates, and subscription recovery outcomes.

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4 min read

Checkout.com failed payment recovery: what to measure before changing retries

A practical checklist for recurring-payment failures in Checkout.com: response codes, retry eligibility, customer communication, recurring-payment evidence, and outcome measurement.

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4 min read

Adyen Auto Rescue and subscription payment recovery: a measurement checklist

How to evaluate Adyen Auto Rescue, recurring-payment refusals, rescue windows, webhooks, customer payment links, and recovery outcomes without assuming a result.

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4 min read

Braintree subscription retries: why Past Due balance changes the analysis

How to assess Braintree failed subscription payments, retry settings, Past Due balance accumulation, payment-method updates, and recurring billing outcomes.

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4 min read

How much should a small business website cost in 2026?

A straight answer on small business website pricing in 2026 — what cheap builders, agencies, and monthly plans actually cost, and how to tell what you really need.

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3 min read

Website vs. Facebook page: what local service businesses actually need

Do you need a website if you already have a Facebook page? Here is the honest tradeoff for local service businesses — and why the answer is usually both.

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4 min read

Setting up your Google Business Profile (and why it beats your website for getting found)

For local businesses, a Google Business Profile is often the single most important tool for getting found. Here is how to set it up and why it can outrank your website.

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3 min read

Do contractors need a website? What homeowners check before they call

Homeowners research contractors online before they ever call. Here is what they look for — and why a professional website wins bids before you show up.

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